Welcome to Liability Plus – A Trusted Lloyd's Broker
At Liability Plus, we are dedicated to providing bespoke insurance solutions tailored to the unique needs of our clients. With years of experience and a solid partnership with Lloyd’s of London, we specialise in offering comprehensive coverage to a variety of sectors, ensuring that businesses can operate with confidence, knowing they are fully protected.
Why Choose Liability Plus?
Our Specialisms
NGOs and Charitable Organisations
Non-Governmental Organisations (NGOs) face unique challenges when operating across borders, often in unstable environments. At Liability Plus, we have a deep understanding of the insurance needs of NGOs, offering cover that protects both their humanitarian missions and their employees. Whether it’s liability, medical cover, or kidnap and ransom policies, our team works closely with NGOs to provide the peace of mind they need to focus on their vital work.
Our tailored solutions include:
- General and Public Liability
- Employee Liability
- Professional Indemnity
- Political Risk
- Travel and Medical Insurance for field staff
Professional Service Firms – Architects, Engineers & Technical Consultants
Professional firms operating across Ireland, the EU and UK face a uniquely complex liability landscape. For architects, engineers, and technical consultants, a single allegation of negligence or design failure can have costly and long-lasting consequences. At Liability Plus, we specialise in structuring tailored professional indemnity and liability programmes that meet the specific risk exposures of design and project-focused professions.
We work with:
- Architectural practices (from boutique firms to international studios)
- Civil, structural, mechanical, and electrical engineering firms
- Multidisciplinary consultancies delivering design and project oversight
- All manner of other professional service firms that require professional indemnity insurance
Key areas of cover include:
- Professional Indemnity Insurance: Protection against allegations of design error, omissions, or failure to meet specifications.
- Public Liability & Employers’ Liability: Cover for bodily injury or property damage arising in the course of business.
- Contractual & Collateral Warranty Risk: Bespoke cover aligned with the firm’s contractual obligations, including PI extensions for collateral warranties.
- Project-Specific Insurance: Available for high-value or high-risk projects where ring-fenced insurance is required by clients or lenders.
- Technology & Cyber Exposures: Including BIM-related risks, data loss, and liability arising from digital design platforms.
We understand the professional standards, regulatory requirements, and contract structures that shape liability exposure in the built environment. Whether supporting early-stage consultancies or well-established engineering groups, Liability Plus delivers the precision coverage professional service firms need to grow with confidence.
Life Science Companies
In the rapidly evolving world of life sciences, companies are exposed to unique risks in product development, clinical trials, and regulatory compliance. Liability Plus specialises in providing coverage that safeguards life science firms throughout the entire product lifecycle, from research and development to commercialisation.
Our coverages for life science firms include:
- Clinical Trials Insurance
- Product Liability and Recall
- Errors & Omissions (E&O)
- Intellectual Property Infringement
- Regulatory Investigations Cover
International Manufacturing Firms
International manufacturers face a wide array of risks, from supply chain disruptions to complex liability issues arising from global operations. Liability Plus works with manufacturing companies to ensure they are protected from the financial impact of product defects, property damage, and business interruption across their international markets.
Specialised manufacturing coverage includes:
- Product Liability
- Supply Chain Interruption Cover
- Property Damage and Business Interruption
- Environmental Liability
- Directors & Officers (D&O) Insurance
Why Liability Plus?
What makes us stand out:
- Lloyd’s of London Accredited Broker
- Industry-specific expertise
- Global risk management solutions
- Personalised service and claims support
We serve all of Florida
What Our Clients Say About Us
Get in Touch
Contact Us:
Academy Plus Insurance Limited trading as Academy Plus is regulated by the Central Bank of Ireland.
Academy Plus Insurance Limited is incorporated in Ireland (Number 635099), with our registered office at 73 Lower Leeson Street, Dublin 2.
- Phone: +353 (0) 1244 6380
- Email: askme@academyplus.net.
- © 2019 - 2025 Academy Plus Insurance Limited. All rights reserved.